Terms & Conditions

Last updated: July 10, 2026

1. Acceptance of Terms

By accessing or using Affordable Final Expense Coverage (the “Site”), operated by Insutech, LLC (“we,” “us,” or “our”), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the Site.

2. Not an Insurance Company

Insutech, LLC is not an insurance company, agency, or broker. We operate a marketing platform that connects consumers with licensed insurance agents and providers. Any policies, quotes, or coverage are issued and serviced solely by the licensed insurance providers, not by us. We do not guarantee acceptance, premium amount, or that any particular plan will be available in your state.

3. Consent to Be Contacted (TCPA)

By submitting your information, you expressly consent to be contacted by Insutech, LLC and its marketing partners (including licensed insurance agents) at the telephone number and email address you provide, via automatic telephone dialing systems, artificial or pre-recorded voice messages, SMS text messages, and email — even if your number is on a federal, state, or corporate Do Not Call list. Standard message and data rates may apply. Your consent is not a condition of purchase. You may revoke consent at any time by emailing us at support@example.com.

4. Eligibility

You must be at least 18 years old and a legal resident of the United States to use the Site. Insurance products may not be available in all states.

5. Accuracy of Information

You agree to provide accurate, current, and complete information. False or misleading information may result in denial of coverage or rescission of an issued policy by the carrier.

6. Intellectual Property

All content on the Site — including text, graphics, logos, and design — is the property of Insutech, LLC or its licensors and is protected by copyright and trademark law. Unauthorized reproduction, scraping, or cloning of this site is strictly prohibited.

7. Disclaimers

The Site and all information are provided “as is” without warranty of any kind. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the maximum extent permitted by law, Insutech, LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or any insurance product obtained through the Site.

9. Third-Party Disclaimers

This Site is not part of, affiliated with, or endorsed by Facebook, Instagram, TikTok, or their parent companies. FACEBOOK and INSTAGRAM are trademarks of Meta Platforms, Inc. TIKTOK is a trademark of ByteDance Ltd.

10. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles. Any dispute shall be resolved in the state or federal courts located in Delaware.

11. Changes

We may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

12. Contact

Questions? Contact us at support@example.com.